General

Coverage Options

Business Owners Package

Business Owners Policy (BOP) is designed specifically for small businesses and covers property, general liability, and business interruption.

Professional Liability

Professional Liability is a coverage that shields you from lawsuits that stem from your professional services.

Product Liability

Product Liability is when your business manufactures, sells, handles, or distributes goods or products.

Workers Compensation

When an employee suffers a work related injury or illness, Workers Compensation provides benefits based on the type of injury sustained.

General Liability

Liability for accidental injury or property damage resulting from either your premises or your operations.

Commercial Property

Consists of tenant improvements or business personal property. business personal property would include items such as furniture, machinery, and inventory.

Independent Contractor

Insurance which may include both general liability and professional liability coverages for an independent contractor.

Commercial Auto

Coverages to protect your company from any liability arising from automobiles used in your business.

For more detailed descriptions, visit the DOI's website.

www.insurance.ca.gov

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